Mutual Funds

RupeeVest 5 Star Rated Mutual Funds ( )

Axis Long Term Equity Fund Invest Now
Reliance Tax Saver Invest Now
HDFC Tax Saver Invest Now
As on 01 Jul 2017
Axis Long Term Equity Fund Invest Now
Reliance Tax Saver Invest Now
HDFC Tax Saver Invest Now
As on 01 Jul 2017

RupeeVest MF Ratings Track Record

The goal of RupeeVest Mutual Fund Ratings is to provide holistic insight into how a fund is currently positioned for the year ahead, rather than solely looking at past performance. Our aim is to help investors select funds with a higher probability of outperformance.

The most popular fund-rating systems give their best funds a rating of five on five just on the basis of historical performance, but show no track record of their top rated funds. So instead of following their path, we chose to use various data mining tools to come up with our own proprietary rating algorithm.

Our proprietary algorithm has been developed after a long process of research which helps in identifying the funds with the highest probability of outperformance over the next 12 months (36 months in case of ELSS funds). These algorithms have been extensively tested on all equity diversified funds where we have compared the 12 month forward return of RupeeVest 5 Star Rated Funds against category average and the general market index Nifty 50.

Historical performance of our top rated funds in Equity Large Cap and ELSS category has been outlined below from 2009. The primary reason for selecting these categories for historical backtesting being:

  • Data availability for a large number of funds
  • Most relevant categories for comparison to the widely followed market index Nifty 50.

Note: RupeeVest MF Ratings should be used as a starting point for fund selection and should not be the sole basis for making investment decisions as past performance is no guarantee of future results.

For Equity Large Cap funds, we take into consideration the performance over the next 12 months from the date of recommendation. The fund ratings are revised at the end of each quarter.

The following graph shows the return generated by RupeeVest 5 Star Rated Funds as compared to Equity Large Cap category average and Nifty 50 return for the subsequent 12 months.

The above chart has been summarised below by taking the average of the RupeeVest 5 Star Funds return at the end of each quarter as against Equity Large Cap category average and Nifty 50.

(Although, the ratings are revised every quarter an investor should shuffle his portfolio after atleast 12 months in order to avoid capital gains tax and exit load charges. An example of an hypothetical investor portfolio has been shown below the detailed performance table)
Summary Table RupeeVest 5 Star Funds Avg. Return Large Cap Category Avg. Return Nifty 50 Return
31.12.08 - 30.06.17 20.28 % 16.49 % 13.65 %

The detailed performance of the RupeeVest 5 Star Rated Funds can be seen in the table below:

RupeeVest 5 Star Rated Funds as on RupeeVest 5 Star Funds
(12 Mon return)
Large Cap Category Avg.
(12 Mon return)
Nifty 50
(12 Mon return)
30.06.17 Will be computed at the end of 12 months
31.03.17 Will be computed at the end of 12 months
31.12.16 Will be computed at the end of 12 months
30.09.16 Will be computed at the end of 12 months
30.06.16 18.91 % 17.89 % 14.88 %
31.03.16 25.15 % 22.20 % 18.55 %
31.12.15 7.19 % 4.41 % 3.01 %
30.09.15 12.51 % 10.93 % 8.33 %

Hypothetical Investor Portfolio

If an investor invests ₹ 5,00,000/- divided equally among RupeeVest 5 star Equity Large Cap funds in Jan '09, and shuffles his portfolio every year after realising capital gains, according to the updated RupeeVest 5 Star Funds, his/her returns on 31.12.16 will be as follows:

Accumulated Value CAGR
Amount Invested RV 5 Star Funds Nifty 50 RV 5 Star Funds Nifty 50
₹ 5,00,000 ₹ 21,00,039 ₹ 13,83,104 19.65 % 13.56 %

Note: Performance of RupeeVest 5 Star Rated Funds upto March 2015 are sample back-tested results generated by our proprietary algorithm.

In case of ELSS funds, we take into consideration the performance over the next 36 months from the date of recommendation, due to lock-in constraints. Also, ELSS funds ratings are revised annually at the end of March quarter whereas other fund ratings are revised at the end of each quarter.

The following graph shows the return generated by RupeeVest 5 Star Rated Funds as compared to Equity Tax Saving (ELSS) category average and Nifty 50 return for the subsequent 36 months.

Returns greater than 1 year have been annualised.

The above chart has been summarised below by taking the average of the RupeeVest 5 Star Funds return at the end of each financial year as against ELSS category average and Nifty 50.

Summary Table RupeeVest 5 Star Funds Avg. Return ELSS Category Avg. Return Nifty 50 Return
31.03.09 - 31.03.17 19.22 % 16.15 % 11.15 %

The detailed performance of the RupeeVest 5 Star Rated ELSS funds can be seen in the table below:

RupeeVest 5 Star Rated Funds as on RupeeVest 5 Star Funds
(3 yr CAGR)
ELSS Category Avg.
(3 yr CAGR)
Nifty 50
(3 yr CAGR)
31.03.17 Will be computed at the end of 3 years
31.03.16 Will be computed at the end of 3 years
31.03.15 Will be computed at the end of 3 years
31.03.14 22.23 % 20.11 % 11.02 %
31.03.13 21.53 % 19.15 % 10.84 %
31.03.12 26.78 % 23.61 % 17.04 %
31.03.11 10.61 % 6.15 % 4.74 %
31.03.10 4.41 % 2.30 % 2.68 %
31.03.09 29.77 % 25.57 % 20.57 %

Note: Performance of RupeeVest 5 Star Rated Funds upto March 2013 are sample back-tested results generated by our proprietary algorithm.